Engineering InsuranceBoiler And Pressure Plant Machinery

Boiler & Pressure Plant Machinery (BPP) Insurance

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Boiler & Pressure Plant Machinery (BPP) Insurance

The Boiler and Pressure Plant (BPP) Insurance policy covers physical loss or damage to all types of Boilers and/or other pressure plants, where steam is being generated. This policy covers physical loss or damage to boilers and/or other pressure plants against unforeseen and sudden physical loss of or damage due to the explosion or collapse of the insured items.

Key Benefits

  • Damage to the boiler and/or pressure plant due to explosion or collapse
  • Damage to your other property arising out of an above accident on payment of additional premium.
  • Legal liability towards damage to third-party property and/or personal injury arising out of an above accident on payment of additional premium


This policy covers boiler & pressure vessels owned by you and located at your premises against explosion, implosion and collapse leading to:

  • Damage to the boilers & pressure vessels
  • Damage to surrounding property, up to fixed limits, arising due to explosion & collapse of the pressure plant during the normal course of work
  • Third-party legal liability, up to set limits, arising due to:
    • Death or bodily injury to third parties
    • Damage to property of third parties (not held in trust or on commission) caused by and solely due to explosion or collapse occurring during ordinary working.

Add on Covers

  • Express freight
  • Airfreight
  • Owners surrounding property
  • Third-party liability
  • Additional custom duty
  • Escalation Clause


  • Fire, lightning, inundation, flood, storm, earthquake, subsidence, landslide, chemical explosion, burglary and theft, impact by land borne/waterborne craft
  • Wear and tear, faults or defects existing at the time of commencement of insurance which ought to have been or were known to you, faults or defect for which the supplier is responsible either by law or under contract
  • War or warlike operations, nuclear reaction, radiation or radioactive contamination
  • Loss, damage and/or liability resulting from overload experiments or tests.
  • Failure of individual tubes in boilers of the water tube locomotive or other multi-tubular types, in superheaters or economizers
  • Willful acts or gross negligence on the part of you or your representatives
  • Loss of use of the Insured's plant or property or any other consequential loss incurred by the Insured
  • Loss or damage for which the manufacturer or supplier or repairer of the property is responsible either by law or under contracts

Claim Process

In the event of loss, the following are immediate actions to be taken
Intimate the insurer the occurrence of loss, submit a full statement in writing of the claim, provide the nature and extent of loss and also the estimate of loss. Any delay in intimation might jeopardize the claim as the insurer may express an inability in accepting liability of the loss/damage.

  • To take all steps to reduce and minimize the extent of loss/damage and liability.
  • The proximate cause of the loss and assess the type/extent and whether it is within the scope of the policy.
  • To extend full co-operation to the insurer and the surveyor appointed for completion of the survey work and proper assessment of the loss
  • Produce all such records and proof as may be required by the surveyor or the insurer for arriving at the extent of loss and the liability under the policy
  • Provide documents such as claim form, Claim bill, copy of policy etc.
  • Keep the damaged property under the safe custody until advised by the surveyor/insurer regarding its disposal
  • Identification of the subject-matter insured

Why Choose PrishaPolicy

5 Reasons why you should choose us to be your policy issuing partner of choice. Allow us to tell you why we are one of the fastest growing insurance brokers.

Customer-Centric Culture

For us, you always come first. Our products and services are designed to find the best coverage for all.

A Decade of Market Leadership

Our teams expertise and experience makes them the perfect guides in choosing a policy that fits your needs.

Reliable and Consistent

Rest assured that everything will be taken care of without a glitch. From shortlisting to claims processing & delivering promises without a hitch.

Guided Policy Assistance

Our experts are forever ready to assist you through each policy detail with a fine-tooth comb.

Claims Assistance

Our DNA prompts - Sales is incomplete without timely support. From start to end, we facilitate smooth processing from lodging to settlement.

Still Thinking About It?

Get on a call with us. We take pride in being associated with you for competitively managing your risks with the best insurance covers and delivering a stress-free experience.

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Questions You Might Have

Should all the losses that are under the deductible be reported?

If the loss is below the deductible, it is not recommended to report it to the insurance provider. If one is not sure about the final amount of loss or deductible amount, it is recommended to contact the insurer.

What is the duration of Contractors All Risk Insurance policy?

Unlike other insurance policies, the Contractors All Risk Insurance plan is issued for the period of the contract that is from the starting of work until the work completes. Even though it is possible to extend the period of the policy if the completion of the contract gets delayed, but it is always wise to choose a slightly longer insurance period initially for avoiding paying a higher premium in case of extension.

For what value of machine the insurance should be purchased?

It is a requirement of this insurance that the sum insured be equal to the cost of replacement of the machines by new machines of the same kind and same capacity, which shall mean its replacement, or reinstatement cost, including freight, custom duties, if any, and erection costs.

Can we cover loss due to design defects in the engineering policy?

Yes, you can cover the costs of project damages caused by design flaws. Damage due to design is an exclusion in a normal policy, but by paying an additional premium, you can cover the design flaw in the policy. There are other forms of design defect cover, such as design defect-3 and design defect-4, that can be added to the policy as an add-on for an additional premium. We advise all of our clients to include this coverage in their erection all risk insurance.