Whatever may happen, we've got your back.
Secure yourself from all kinds of fire and burglary hazards with PrishaPolicy's expert team.
Fire Insurance — what is it?
As the name suggests, fire insurance pays the bills and expenses that are incurred by the policyholder in case of a fire.
The fire may be caused by a host of different reasons: natural disasters such as storms and lightning or man-made disasters like faulty wiring or riots, a fire insurance policy will cover the cost of damage and repairs.
In legal terms, this is known as Standard Fire and Special Perils Insurance.
The Necessity of Fire Insurance
Fire insurance covers a policyholder against fire loss or damage from a number of sources. These include fires brought about by electricity, such as faulty wiring and gas explosions, as well as those caused by lightning and natural disasters. A burst and overflowing water tank or pipes may also be covered by the policy.
Who Should Buy Fire Insurance?
Important characteristics of fire insurance
Requires full disclosure of property details
Personal Insurance Contract
Fire Needs to be The Only Cause of Loss
Principle of Indemnity
Standard Fire and Special Perils Insurance
Why Choose PrishaPolicy
5 Reasons why you should choose us to be your policy issuing partner of choice. Allow us to tell you why we are one of the fastest growing insurance brokers.
For us, you always come first. Our products and services are designed to find the best coverage for all.
A Decade of Market Leadership
Our teams expertise and experience makes them the perfect guides in choosing a policy that fits your needs.
Reliable and Consistent
Rest assured that everything will be taken care of without a glitch. From shortlisting to claims processing & delivering promises without a hitch.
Guided Policy Assistance
Our experts are forever ready to assist you through each policy detail with a fine-tooth comb.
Our DNA prompts - Sales is incomplete without timely support. From start to end, we facilitate smooth processing from lodging to settlement.
Questions You Might Have
Inform the insurer, cooperate with the supervisor at the time of loss assessment. You can also take photos of the loss if the surveyor takes a lot of time to arrive and shift all the unaffected assets to a safe place. Fill the claim form and submit it along with the documents supporting your claim. After the repair or replacement of damages, submit all the bills to the insurer.