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Baggage Insurance

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Baggage Insurance

Travelling is a pleasure, but sometimes loss or destruction of accompanied baggage may spoil the traveling experience.
Baggage insurance policy can be taken by an individual for himself and/or his family members. Frequent corporate travellers can also buy this policy.
The Baggage insurance policy provides coverage for loss of or damage to accompanied baggage during travel or at intermediate stoppages en-route within India or anywhere in the world.

Key Benefits

Baggage Insurance Policy covers baggage loss, damage or destruction due to fire and allied perils, riot and strike, burglary and/or housebreaking including theft and accident. The baggage could belong to the Insured or Insured's family members or employees during. This is a worldwide coverage.


Perils Covered

  • Standard Fire and Special perils

  • Burglary or Theft

  • Any other Accident during travel

  • Sum Insured
    Current market value of insured items including the values of package themselves (Suitcase, trunk, bag etc.) for high value items a valuer's certificate may come in handy to arrive at the sum insured and for prior approvals of the insurers .A list of items to be insured to be provided to the insurers at the time of insurance, please do not forget to include suitcase/bags etc.


  • Wear and tear, depreciation, deterioration, moth mildew or vermin
  • Any process of Cleaning, repairing or restoration, breakage of brittle items
  • Loss of or damage caused by mechanical derangement or overwinding of watches
  • Theft from un-attended vehicles
  • Riot, strike or Act of Terrorism, War and Nuclear perils
  • Consequential losses

Claims Procedure

In the event of loss, following are immediate actions to be taken
Intimate to the insurer the occurrence of loss, submit full statement in writing of the claim, provide the nature and extent of loss and also the estimate of loss.

  • Destruction of Baggage - Proof of destruction
  • Physical loss due to theft -- FIR Copy

Provide documents such as, claim form, claim bill, copy of Policy etc, and identification of the subject matter insured.

Why Choose PrishaPolicy

5 Reasons why you should choose us to be your policy issuing partner of choice. Allow us to tell you why we are one of the fastest growing insurance brokers.

Customer-Centric Culture

For us, you always come first. Our products and services are designed to find the best coverage for all.

A Decade of Market Leadership

Our teams expertise and experience makes them the perfect guides in choosing a policy that fits your needs.

Reliable and Consistent

Rest assured that everything will be taken care of without a glitch. From shortlisting to claims processing & delivering promises without a hitch.

Guided Policy Assistance

Our experts are forever ready to assist you through each policy detail with a fine-tooth comb.

Claims Assistance

Our DNA prompts - Sales is incomplete without timely support. From start to end, we facilitate smooth processing from lodging to settlement.

Still Thinking About It?

Get on a call with us. We take pride in being associated with you for competitively managing your risks with the best insurance covers and delivering a stress-free experience.

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Questions You Might Have

What is General Insurance and what are the different kinds of General Insurance?

General Insurance is essentially Non-Life Insurance. It offers protective coverage for assets other than life. Depending on the kind of asset insured, there are different kinds of General Insurance, such as:
  • Health Insurance, which insures the health of the policyholder
  • Home Insurance, which covers residential properties
  • Vehicle Insurance, which covers automobiles, cars, and other kinds of vehicles, depending on the specific terms of the policy
  • Travel Insurance, which insures the policyholder against several mishaps/accidents that could occur during travel
  • Can I buy General Insurance online? And is it safe to do so?

    Buying General Insurance online is certainly possible. In fact, a number of insurance service providers, including ICICI Bank, offer the option to avail of General Insurance coverage online. And while we're on this subject, it's not only safe to buy General Insurance online, it's also beneficial in a number of other ways. The advantages of buying insurance online include quicker and easier application, lower premiums and the ability to read the documentation first-hand.

    What is the eligibility criteria for purchasing General Insurance?

    The exact eligibility criteria for General Insurance depends on the kind of insurance you are looking for, the terms associated with the policy and the insurance provider you choose. Different kinds of insurance pose different insurance eligibility criteria. For instance, Health Insurance policies may contain age limits and require you to undergo a medical examination. Travel Insurance may come with eligibility criteria related to the nature of travel. To truly understand the eligibility criteria, it is best to read the terms and conditions of the policy carefully.