Travel InsuranceGroup Travel Insurance

Group Travel Insurance

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Group Multi Trip Insurance Policy

Group travel insurance is meant for employers/groups for their employees/ members frequently visit overseas, they can buy a policy that will cover a group of people, you might be traveling for a business meeting, conference, training program's or to take part in activities overseas with your club, either way, using travel insurance for groups, rather than everyone buying their policy, is likely to save you money. Group Multi-Trip travel policy provides coverage that protects group travelers against unexpected events such as trip cancellation, trip interruption, emergency medical situations, and terrorism in departure and destination cities. Group Multi-Trip travel policy has also been specifically designed for frequent travelers in groups.

Key Benefits

  • Low Premium: Premiums are relatively lower in group travel insurance plans as compared to individual policies for individual members. This makes them more affordable and worth buying, so they deal with the financial burden brought about by travel contingencies.
  • Peace of Mind: A group travel policy offers exhaustive coverage, bringing in a great peace of mind for one and all of the travelling group.
  • Convenience: Sudden emergencies can disrupt the trip for the entire group traveling together. In such cases, the financial burden is taken care of by a comprehensive group travel policy, sparing the group head and or the members of the ensuing financial hassles.


  • Health Cover
  • Medical Expenses
  • Dental treatment
  • Transportation
  • Hospital Daily Allowance
  • Total Loss of Baggage Including Delay of Baggage
  • Hijack Distress Allowance
  • Loss of Passport
  • Financial Emergency Assistance Cover
  • Personal Liability
  • Personal Accident
  • Countries covered
  • Trip cancellation, trip curtailment, and trip delay
  • Political Risk and Catastrophe Evacuation
  • Emergency Travel Expenses - Replacement of colleague abroad
  • International Driving License Loss
  • Natural Disaster
  • Incidental Home Country Coverage
  • Acts of Terrorism
  • Sports and Adventure Activities


  • Any treatment that might be the key reason or one of the reasons for overseas travel.
  • Any treatment that can be delayed, according to the attending doctor and the overseas administrator, till the policyholder returns to India.
  • War (including the war that has not officially been declared), invasion, civil war, an act of foreign enemies; insurrection, rebellion, mutiny or revolution; usurped power (military or otherwise), capture, seizure, restraint, arrest, or detainment; nationalization, confiscation or requisition; or damage caused by or due to the order of any public local authority or government; and acts of terrorism, except Hijack Relief.
  • Any reckless, intentional or criminal activity, use or abuse of alcohol and/or drugs, or attempted suicide.
  • Participation in air force, military or naval operations, either as a military exercise or as war games, or actual engagement with a foreign or domestic enemy.
  • Losses are caused by attempted or actual commission or participation by the policyholder in illegal activities or attempted or actual violation of the law, including resisting arrest.
  • HIV/AIDS and all concomitant health conditions.
  • Loss or damage to the insured's passport as a result of the confiscation or detention by customs, police, or any other authority.
  • A loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained.
  • Loss caused by the insured's failure to take reasonable steps to guard against the loss of passport.

Claim Process

  • In the event of loss, the following are immediate actions to be taken
  • To intimate to the insurer the occurrence of loss, submit a full statement in writing of the claim, provide the nature and extent of loss, and also the estimate of loss. Any delay in intimation might jeopardize the claim as the insurer may express an inability in accepting liability of the loss/damage.
  • To take all steps to reduce and minimize the extent of loss/damage and liability.
  • Proximate the cause of the loss and assess the type/extent and whether it is within the scope of the policy.
  • To extend full co-operation to the insurer and the surveyor appointed for completion of the survey work and for proper assessment of the loss.
  • Produce all such records and proof as may be required by the surveyor or the
  • The insurer for arriving at the extent of loss and the liability under the policy.
  • Provide documents such as claim form, claim bill, copy of Policy, etc.
  • Identification of the subject-matter insured.

Why Choose PrishaPolicy

5 Reasons why you should choose us to be your policy issuing partner of choice. Allow us to tell you why we are one of the fastest growing insurance brokers.

Customer-Centric Culture

For us, you always come first. Our products and services are designed to find the best coverage for all.

A Decade of Market Leadership

Our teams expertise and experience makes them the perfect guides in choosing a policy that fits your needs.

Reliable and Consistent

Rest assured that everything will be taken care of without a glitch. From shortlisting to claims processing & delivering promises without a hitch.

Guided Policy Assistance

Our experts are forever ready to assist you through each policy detail with a fine-tooth comb.

Claims Assistance

Our DNA prompts - Sales is incomplete without timely support. From start to end, we facilitate smooth processing from lodging to settlement.

Still Thinking About It?

Get on a call with us. We take pride in being associated with you for competitively managing your risks with the best insurance covers and delivering a stress-free experience.

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Questions You Might Have

Why should I buy travel insurance?

A travel insurance coverage covers medical and non-medical travel-related contingencies such as medical care, baggage loss, trip delay or cancellation, and so on. It provides financial protection against all types of travel-related problems. It assures that you are not stuck in the event of an emergency while travelling.
Travel insurance is also required in numerous nations when travelling, including the United Kingdom, Austria, Spain, France, Germany, and Belgium. However, whether travelling domestically or internationally, it is suggested that you obtain a travel insurance policy.

Can the period of travel insurance can be extended?

Most travel insurance programmes allow for policy extensions. It is dependent on the insurance that you have chosen, therefore it is best to check with your insurer about the extensions that are available.

Is there any medical check-up required to buy a travel insurance policy?

A medical test or checkup is usually not necessary to acquire a travel insurance coverage. However, most insurance companies may require a medical exam before covering senior folks. The insurer may also request medical reports from the insured with a negative medical history. It is also advisable to review particular policy conditions about the requirement of a medical check-up.

Can I get a refund, if I cut short my travel?

In case you did not go for travel and you show proof of the same, travel policies usual refund your premium, subject to deductions as applicable. If you cut short your travel, policies may or may not allow premium refund, depending on the conditions specified under the policy terms. It is advisable to read the policy document regarding the refund policy, in case of trip cancellation or curtailment.

What is Loss of Baggage cover?

A policy compensates you for the loss of important travel documents, travel funds and personal possessions. The cover may differ from one plan to another.