With you through
thick and thin.

Insurance protects you from unexpected losses, but getting a claim settlement can be a stressful process. We make it simple, transparent, and fast.

What is Claim Settlement?

An insurance claim is a formal request by a policyholder for compensation for an insured loss or policy event. The insurer reviews the claim and documents, and once approved, pays the eligible amount to the policyholder or authorized beneficiary. Timely and fair settlement is a core part of insurance coverage.

Why do claims get rejected?

An insurer settles a claim by paying a policyholder for a covered loss or risk. A good claim settlement process controls costs while ensuring fair reimbursement. Still, claims can be rejected due to incorrect information, missing documents, or technical errors. We can represent your case with the insurer and help you refile when needed.

Benefits of our Services

Our team will keep accurate records of the accident, including photos, site evidence, and written loss documentation.

Our team will evaluate every statement and document before submitting them to the surveyor or insurer to ensure a smooth settlement.

Our team will also assist you in preparing all documents required for your claim.

Our team focuses on a timely settlement and also makes sure the process is hassle-free. We are available 24/7.

5 Stages of Claim Settlement

Intimation of Claim

The claimant should submit written claim intimation as soon as possible so the insurer can appoint a surveyor for a fair assessment of the loss.

List of Required Documents

The surveyor will provide a list of documents required for claim processing.

Submission of Documents

Our team reviews documents against policy requirements, prepares claim bills, fills claim forms, and submits everything to the surveyor for further processing.

Submission, explanation, and negotiation

We work with surveyors to explain and represent your case, then negotiate the claim amount in your best interest.

Follow up with insurance company

Once the surveyor submits the report, our team follows up with the insurer to get your claim settled and paid as quickly as possible.

Why Choose PrishaPolicy

5 Reasons why you should choose us to be your policy issuing partner of choice. Allow us to tell you why we are one of the fastest growing insurance brokers.

Customer-Centric Culture

For us, you always come first. Our products and services are designed to find the best coverage for all.

A Decade of Market Leadership

Our teams expertise and experience makes them the perfect guides in choosing a policy that fits your needs.

Reliable and Consistent

Rest assured that everything will be taken care of without a glitch. From shortlisting to claims processing & delivering promises without a hitch.

Guided Policy Assistance

Our experts are forever ready to assist you through each policy detail with a fine-tooth comb.

Claims Assistance

Our DNA prompts - Sales is incomplete without timely support. From start to end, we facilitate smooth processing from lodging to settlement.

Still Thinking About It?

Get on a call with us. We take pride in being associated with you for competitively managing your risks with the best insurance covers and delivering a stress-free experience.

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Questions You Might Have

What is claim settlement?

Claim settlement is the process of settling a claim filed by an insured person or business with an insurer. The claim is investigated, and once approved, the insurer pays the eligible amount to the policyholder.

What is the claim settlement ratio?

Claim settlement ratio is the percentage of claims paid by an insurer compared to the total claims received. A high ratio usually indicates stronger claim-paying ability and financial stability, while a low ratio may suggest weaker claim handling.